Improving Health.
Increasing Wealth.
Generating Savings through
Improved Health
The HealthyCapital Approach
HealthyCapital’s innovative program combines physical and financial wellness into one personalized application, which utilizes actuarial data to illustrate how “losing that pound” or “taking that walk” translates into real savings that can be dedicated to any current or future expenses.
In simple terms, getting healthy is good for the body and the bank account (and ultimately, long-term financial goals).
About UsAssist Organizations by Reducing Their Healthcare Expenditures:
Subsequently, Providing Healthcare Cost Benefits To:
Plan Sponsors
The program helps employees reduce their healthcare costs by illustrating the financial benefits of positive lifestyle changes. The additional disposable income (from reduced medical expenses) can then be dedicated to short- or long-term personal goals – whether it’s a new car, a vacation, or a more comfortable retirement.
Meet George…
A CASE STUDY
George is 50 years old, suffers from high blood pressure, and occasionally takes his medication (when he remembers).
George recently started using the HealthyCapital app, which shows that if he takes his medication as prescribed, he can live longer and save an average of $3,000 annually in medical expenses, adding up to almost $10,000 by the time he is 65.*
Aside from providing traditional wellness features, the personalized platform helps George stay on track through a virtual health and financial coach, integration into his company-sponsored financial plans, and projections about his income needs through retirement.
In just a few minutes, George’s actions could:
*Based on a 60/40 portfolio with a 6% net return.
White Paper
Motivating Individuals to Make Healthier Choices
Health & Retirement Savings
July 10, 2018
Encouraging working Americans to save more for retirement is a priority for employers, 401(k) plan administrators, and financial advisors. Despite attempts to motivate individuals to save more, contributions to 401(k) plans (as a percentage of worker income) have barely increased over the last two decades. Average 401(k) balances remain far below the levels many will need to maintain their standard of living in retirement, and one-third of workers have no retirement savings.
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