Blog

Fear and Foresight: The Frightening Truth about Cognative Decline by Robert Powell

Your worry is real

I don’t know about you, but I worry quite a bit about cognitive decline. Part of this worry is an occupational hazard. I eat, breath, sleep all things retirement. That means I read quite about cognitive decline and I worry whenever it feels like my “processing speed” s...

Mid-Summers Night Daydreams: Envisioning what YOU could do with your Disposable Income (pt 1. a college perpective) by Rachel L. MacKelcan

In A Cinderella Story, Hillary Duff (Sam) tells Chad Michael Murray (Austin) “Waiting for you is like waiting for rain in this drought – useless and disappointing” and in many ways, I feel the same way about saving; because when my friend asks me what I want to do when I re...

Sparking the Coversation: Post Holiday Spending Slump by Rachel L. MacKelcan

Some call it splurging, some indulgence, some call it reckless spending but let’s be honest, the holidays are meant for treating yourself.  But what do you do when that treating yourself turns into having to tighten your belt? Now personally, I was raised on the philosophy of ‘enough.’ It reads, ...

Health and Retirement Savings

Encouraging working Americans to save more for retirement is a priority for employers, 401(k) plan administrators, and financial advisors. Despite attempts to motivate individuals to save more, contributions to 401(k) plans (as a percentage of worker income) have barely increased over the last tw...

Silence your Cellphone and Let Freedom Ring by Rachel L. MacKelcan

Yesterday, you were stuck in your office. The phones were ringing, your boss was humming that god forsaken song he heard on his commute in, and footsteps raged across stale discolored floors as each and every person raced to complete their work and get home….Flash Forward…
Today...

The Hidden Medical Cost Draining Retirement Savings by Robert Powell

I have been avoiding the dentist for longer than I care to admit. But recently, I had to schedule an emergency visit after the crown on a molar popped off. The dentist quickly repaired the issue and then told me I also needed a new crown on tooth number 3 right away. In years past, when I had no ...

When Culture Change turns into Capital Gains by Rachel L. MacKelcan

In any business an employers most valuable assets are their employees. Plenty of big businesses and career hopefuls today measure success on wealth, neglecting to recognize that the greatest asset they have is their life and the condition upon which they live it. When gre...

One Team – One Dream : Trusting the Process by Rachel L. MacKelcan

There is an African proverb that, when translated, loosely reads: “if you want to run fast, run alone. If you want to run far, run together.” across all nationalities, creeds, races, and genders the idea of teamwork, and the idea of living in the company of those we hold ...

HealthyCapital on: Working out our Wallets by Rachel L. MacKelcan

Some call it self-control, others work ethic, but today more than anything, health is how you “treat” yourself both physically and mentally. Now I know what you’re thinking, when I hear ‘treat yourself’ I too think of pastries, cakes or shopping sprees, but in the context of life, longevity, and ...

The Current Marketplace for Financial Wellness by Robert Powell

In May, I had the good fortune to attend the 2018 PRC Symposium on The Disruptive Impact of FinTech on Retirement Systems, which explored how technological innovation is changing the retirement marketplace, insurance markets, and how plan sponsors help shape workers’ pension saving, investment, a...