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Motivations for Health and Lifestyle Changes by Michaela Savell

Let’s examine two types of motivation: extrinsic and intrinsic. Extrinsic motivation is the type that causes you to do something in order to avoid a consequence,[1]  such as staying healthy and exercising to avoid obesity. Intrinsic motivation is the type that causes you to do something for your…

Creating Incentives to Drive Healthier Behaviors by Michaela Savell

Helping your employees find motivation that will keep them interested in maintaining good health is important for many reasons. Healthier and happier employees are much more productive,[1]  and therefore less expensive.[2] But also, creating a culture that emphasizes the importance of good physical and financial health…

An Integrated Approach to Encouraging Wellness & Retirement Savings by Michaela Savell

There is a new hot topic in the wellness program arena—“financial wellness”—and programs are sprouting up to address it. Most of these programs offer learning modules—either through seminars, articles to read or videos to watch, and tests to take to gain points for completing them. The intent behind them is…

Lower Your Blood Sugar for a Longer Life & Lower Healthcare Costs by Michaela Savell

Being a person with diabetes comes with many challenges. From eating healthy to maintaining the right amount of exercise, it can become hard to track of your blood sugar and keep it at a healthy level. But here’s some new motivation to maintain a healthy lifestyle: Lowering your blood sugar…

Why Health Matters to Retirement Savings by Robert Powell

The 2018 HealthView Retirement Healthcare Costs Data Report suggests that average healthy 65-year-old couple retiring this year can expect to pay $363,946 in lifetime Medicare and supplemental insurance premiums and healthcare-related out-of-pocket costs. An unhealthy 65-year-old couple will pay even more. This sobering fact, coupled with the idea that…

Explaining The Benefits of an HSA by Robert Powell

When it comes to saving for healthcare expenses in retirement, there are few better options than a health savings account (or HSA). Because HSAs are relatively new (2003), many employees either do not know or are misinformed about their benefits; however, the triple-tax advantage of an HSA makes it worth…

Is Your Wellness Program Helping Employees with Chronic Conditions? by Michaela Savell

According to the CDC, “Six in ten adults have a chronic disease, and four in ten adults have two or more.”1 Treatment of chronic disease costs an estimated  $3.3 trillion per year – or 90% of America’s total medical-related expenditures.  The following list highlights some of the more common…

Five Ways to Improve Your Diet, Reduce Healthcare Costs and Improve Longevity by Michaela Savell

Everyone knows that improving your diet is good for your health, but few understand that proper eating can directly increase your lifespan and the balance of your bank account. Here are some examples: Dan, a 40-year-old male with high blood pressure, will live one year longer and save an average…

A New Approach to Measuring the ROI of Wellness Programs by Michaela Savell

If you cannot measure it, you can’t improve it. ­­­­­ – Peter Drucker Most companies are able to measure basic production variables, such as employee absenteeism and/or time-on-task; however, it appears that calculating the return on investment of wellness programs has been much less successful. In fact, according to…

Want to Live Longer and Have More Money in Your Pocket? Participate in Your Company’s Wellness Plan by Michaela Savell

Many large corporations are beginning to appreciate the impact of wellness programs on employee happiness and productivity, and they are starting to get creative to increase participation. Some have gone as far as installing on-site athletic facilities, offering free subscriptions to mobile applications, and providing “wearables” to track progress. (In…